Online Banking
 | You can pay your bills from the comfort of your home or the workplace. |
| It is possible to transfer money immediately to high interest accounts. |
| You can check balances and daily transactions on line. |
| It is possible to set up direct debits and order stationery on line. |
Benefits to the customer include:
| All services are from the comfort of your home or workplace, 24 hrs a day, 365 days a year. |
| Higher interest rates are available to Internet bankers. |
| It is easy to shop around on line for the best interest rates and switch funds automatically. |
Concerns include:
| Small branches are closing or having opening hours reduced. |
| Reductions in staffing at the major banks. |
| The move towards banking from your PC, digital TV or mobile phone will only increase these concerns. |
| Some customers have worries about security because of possible credit card fraud. |
Check our live bank account comparison table:
QCK Online Bank Account Table
| Bank | Account Name | Interest Payable | Gross Rate | AER | |
|---|---|---|---|---|---|
| ICICI | HiSAVE Fixed Rate (1 year) | Annually | 5.1% | 5.1% | Apply |
| Alliance & Leicester | eSaver | Monthly | 5% | 5% | Apply |
| ICICI | HiSAVE Account | Monthly | 4.5% | 4.5% | Apply |
| Capital One | Fixed Rate Bond | Annually | 4.3% | 4.3% | Apply |
| Post Office / Bank of Ireland | Instant Saver | Annually | 3.75% | 3.75% | Apply |
| Sainsbury's Bank | Internet Saver | Annually | 3.5% | 3.5% | Apply |
| HSBC | Online Bonus Saver | Annually | 3.23% | 3.5% | Apply |
| Capital One | Base Beater Account | Annually | 3.05% | 3.05% | Apply |
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Also check out our best current account table.
